Friday, March 04, 2005
My life with Credit Cards!! A Curse!!
Greetings,
This is probably one of my unusual blog entries that concern about my Amiga. Yesterday, my mother was so upset from all the expenses and which one has to be done first. However, in order to do my part in helping to cut expenses cost I have to budget my credit card payments. Since in the beginning, last year when it all started, I've been plagued by credit card rates that bloated out of control and beyond my salary amount. One load led to another and another just to compensate to the old. It first started from HSBC which lead to standard charter to cover it. So I've finally manage that. Then Another expense came which lead me to renew My expenses on my standard charter. Then came my girlfriend which lead me to spend much of my card so I have get another card. Bankard. So most of my expense were deducted there for the moment. Still manageable. Then came Citibank, there, that's when my spendign spree came. I almost spent it to shopping and purchases just for her. Soon as I got her home, I've spent 45,000 pHp in total debt! I'm still in the burden of repaying all of it. Right now I'm flat broke and still waiting to get the money from my measely salary to pay all these card bills and phone bill. Yes my mobile that reaches almost 1,500 php a month, bloating out of proportion. In order to free me of this debt, It came to my mind I should sell my A1200 to my best friend Edwin at a price of 20,000 php. Last night, my wife(formerly my girlfriend) told me not to sell it. I'm still in the dark side of things. I needed it badly and have to sell it out. At least I could get a new PC by Aug or Sept.
How I feel about this? Well, I feel like it's the only answer to my soaring problem. Mommy is still upset about spending her part of her card load she also plagued. with interest that soar almost 6000 php!! There's just not enough left for the family's other expenses. Very very bad! I don't know if getting a credt card is a blessing or a curse!! To my experience, at first it was a blessing, but as time goes by and you were tempted to spend more on these God forsaken cards!! It's becomming a menace!!! A curse!! A plague! My advice never get one. You likely be tempted sooner or later! I feel like the character in the Lord of the Rings, named Golum(smeagol) when he got the Ring! He was devastated in the end. You too will be into one when you get a credit card! Don't get one! Or leave it home!!! Rely on yourself!!! As soon as I paid it all off, I'm going to end my nightmares and throw all my cards into the volcanoe if I have to!!
Regards,
GiZz72
This is probably one of my unusual blog entries that concern about my Amiga. Yesterday, my mother was so upset from all the expenses and which one has to be done first. However, in order to do my part in helping to cut expenses cost I have to budget my credit card payments. Since in the beginning, last year when it all started, I've been plagued by credit card rates that bloated out of control and beyond my salary amount. One load led to another and another just to compensate to the old. It first started from HSBC which lead to standard charter to cover it. So I've finally manage that. Then Another expense came which lead me to renew My expenses on my standard charter. Then came my girlfriend which lead me to spend much of my card so I have get another card. Bankard. So most of my expense were deducted there for the moment. Still manageable. Then came Citibank, there, that's when my spendign spree came. I almost spent it to shopping and purchases just for her. Soon as I got her home, I've spent 45,000 pHp in total debt! I'm still in the burden of repaying all of it. Right now I'm flat broke and still waiting to get the money from my measely salary to pay all these card bills and phone bill. Yes my mobile that reaches almost 1,500 php a month, bloating out of proportion. In order to free me of this debt, It came to my mind I should sell my A1200 to my best friend Edwin at a price of 20,000 php. Last night, my wife(formerly my girlfriend) told me not to sell it. I'm still in the dark side of things. I needed it badly and have to sell it out. At least I could get a new PC by Aug or Sept.
How I feel about this? Well, I feel like it's the only answer to my soaring problem. Mommy is still upset about spending her part of her card load she also plagued. with interest that soar almost 6000 php!! There's just not enough left for the family's other expenses. Very very bad! I don't know if getting a credt card is a blessing or a curse!! To my experience, at first it was a blessing, but as time goes by and you were tempted to spend more on these God forsaken cards!! It's becomming a menace!!! A curse!! A plague! My advice never get one. You likely be tempted sooner or later! I feel like the character in the Lord of the Rings, named Golum(smeagol) when he got the Ring! He was devastated in the end. You too will be into one when you get a credit card! Don't get one! Or leave it home!!! Rely on yourself!!! As soon as I paid it all off, I'm going to end my nightmares and throw all my cards into the volcanoe if I have to!!
Regards,
GiZz72
# posted by Callcenter idiot! @ 3/04/2005 07:50:00 AM 
